Compass

Terms of Use

Last Updated: 2024-10-11

These Terms of Use (“Terms”) govern your access to and use of Merge Group AB’s software-as-a-service platform ("Platform") for analyzing companies and their financial data. By accessing or using the Platform, you agree to be bound by these Terms. If you do not agree with these Terms, you must not access or use the Platform.

1. Definitions

  • "We," "us," and "our" refers to Merge Group AB, the provider of the Platform.
  • "User" or "you" refers to the individual or entity accessing or using the Platform.
  • "Services" refers to the functionality provided through the Platform, including financial analysis, reports, and related tools.
  • "Content" means any data, information, text, reports, or other material provided through the Platform.

2. Account Registration

You must register for an account to access the Platform. All information provided during registration must be accurate and complete. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3. Use of the Platform

The Platform is provided solely for the purpose of analyzing company data and financial information. You agree to use the Platform only for lawful purposes and in compliance with all applicable laws and regulations.

You may not:

  • Attempt to gain unauthorized access to the Platform, other users' accounts, or any other systems or networks connected to the Platform.
  • Use the Platform to transmit or upload viruses, malware, or other harmful content.
  • Reverse-engineer, decompile, or disassemble the software underlying the Platform.

4. Data & Privacy

We may collect and process personal data as described in our Privacy Policy. By using the Platform, you consent to such collection and processing.

You retain ownership of any company data you upload to the Platform. However, you grant us a license to use, store, and process this data for the purpose of providing the Services.

5. Subscription & Fees

Access to the Platform may require payment of subscription fees. Pricing and payment terms are set forth on our website or provided to you in a separate agreement.

We reserve the right to change subscription fees with prior notice. Any fee changes will take effect at the beginning of the next billing cycle.

Failure to pay any fees due may result in the suspension or termination of your account.

6. Intellectual Property

The Platform and all related content, including software, text, graphics, and logos, are our proprietary materials or those of our licensors and are protected by intellectual property laws. You may not reproduce, modify, or distribute any such materials without our prior written consent.

Any feedback, suggestions, or ideas you provide to us regarding the Platform are deemed non-confidential, and we are free to use them without any restriction or compensation to you.

7. Disclaimer of Warranties

The Platform is provided on an “as-is” and “as-available” basis. We make no warranties or representations about the accuracy, reliability, or completeness of any data or analysis provided through the Platform.

We do not guarantee that the Platform will be available without interruption or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages arising out of your use of the Platform, including any loss of data, profits, or business opportunities.

Our total liability to you for any claims arising from your use of the Platform will not exceed the amount you have paid to us in subscription fees during the six (6) months preceding the claim.

9. Termination

We may suspend or terminate your access to the Platform at any time for any reason, including your violation of these Terms.

Upon termination, you must immediately cease all use of the Platform, and we may delete your account and all associated data.

10. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, damages, liabilities, or expenses (including attorneys’ fees) arising from your use of the Platform or your violation of these Terms.

11. Governing Law

These Terms are governed by the laws of Sweden, without regard to its conflict of law principles. Any disputes arising under these Terms will be resolved exclusively in the courts located in Sweden.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on our website and will become effective upon posting. Your continued use of the Platform after the changes take effect constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions or concerns about these Terms or the Platform, please contact us at info "at" mergegroup.io.

These Terms constitute the entire agreement between you and Merge Group AB regarding your use of the Platform. Any failure by us to enforce any part of these Terms will not be considered a waiver of our rights.